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August 2013 Archives

Chapter 7 bankruptcy comes to man running for political office

Of the many reasons that people in New Jersey decide to file for a personal bankruptcy, one of the best is to repair their finances. In fact, by seeking a Chapter 7 bankruptcy, many find that they are able to rebuild fallen credit ratings and restart businesses. This happens when debts are discharged after the successful completion of the bankruptcy process.

New Jersey personal bankruptcy includes asset disclosure

Readers in New Jersey have likely heard of the recent filing of a bankruptcy by a major city in our nation. What they may not have considered is that there are many similarities between that filing and those of individuals in our state filing a personal bankruptcy. In fact, the similarities are in both the situations that got the city to the brink of financial collapse and strategies on how to repair a financial life.

New Jersey personal bankruptcy requires info disclosure

Many readers in New Jersey are aware that the filing of a bankruptcy requires disclosure of financial materials. In fact, in each personal bankruptcy that is filed, an individual must offer information as to their income, assets and debts. Unfortunately, one recent report notes that a large creditor, Citibank, may have inadvertently disclosed even more personal information than is necessary in many bankruptcy cases.

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