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July 2013 Archives

New Jersey Chapter 13 bankruptcy can offer relief to many

The rules that apply to the filing of a personal bankruptcy can be confusing to some in New Jersey. This is because the rules relate to not only what property can be maintained after the process is complete, but also to which chapter of the code may be used by an individual. Commonly though, people decide to either file a Chapter 7 or Chapter 13 bankruptcy when the find that they need help.

Chapter 7 bankruptcy allows for debt discharge in New Jersey

Toni Braxton may be a name that is familiar to music fans in New Jersey. The singer gained fame singing ballads in recent decades, even earning an estimated $754,000 recently for performances in another country. Now, she is in the news as her Chapter 7 bankruptcy case comes to a close.

New Jersey personal bankruptcy often comes from medical bills

Like many people in New Jersey, others across the country believe that most bankruptcy filings come as a result of high debt amounts that accumulated when people engaged in such behavior as obtaining credit cards. However, one recent report notes, as many as three out of every five personal bankruptcy filings in our nation come from medial debt. This number represents a small decrease in the number of such filings this year.

New Jersey Chapter 13 bankruptcy ends listed debts when done

One of the first decisions made by people in New Jersey who find that they are unable to repay the debts that they owe is whether they should seek the protections offered by a personal bankruptcy. The second thought is which chapter of the Bankruptcy Code is best for an individual situation. That choice requires a detailed review of the financial situation of the person in economic stress and often leads to a choice between a Chapter 13 or 7.

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