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April 2012 Archives

Personal bankruptcy protections can include retirement accounts

When debt levels reach an overwhelming amount it can be stressful for anyone. Filing personal bankruptcy may be the best choice in these situations, as some New Jersey residents likely know. The debt relief offered under the bankruptcy law can assist people as they work to make fresh financial starts.

Tax refunds may prompt a surge in personal bankruptcies

Yesterday was tax day, and many people in New Jersey and across the United States are certainly looking forward to receiving their tax refunds. While everyone probably has different plans for how to use it, some may be planning to use their tax refunds to pay for a personal bankruptcy filing. According to a new study conducted by the National Bureau of Economic Research, this may hold true for more than 200,000 households nationwide.

New Jersey meat vendor faces commercial bankruptcy

Recent news reports have brought "pink slime" to the attention of New Jersey consumers. When negative reports surface about a company, it can hurt its financial stability. On April 2, AFA Foods, a ground beef processor that distributes to retailers and fast-food markets in New Jersey said it was filing for Chapter 11 bankruptcy, seeking commercial bankruptcy protection while liquidating its assets.

Bankruptcy includes protection from creditor harassment

New Jersey citizens should not have to deal with unfair or illegal debt collection practices from major banks and creditors. A bankruptcy judge recently handed down a verdict that essentially told Bank of America to be more mindful of those consumers who file a debtor's discharge.

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